Funds transferred through ACH normally take about 4-5 business days to clear and become available for trading. It takes time for your bank and our clearing firm to process such transaction. In order to assist you quickly catch the investment opportunities, at TradeUP, we offer instant deposit so you can access a portion of your deposit early. Please see the instant deposits schedule: 

Because it normally takes several days for your bank to process the ACH deposits, please make sure you have sufficient balance in your bank account to cover such transaction.