How long does it take for my funds to be available to trade if I fund the account via ACH?

Funds transferred through ACH normally take about 4-5 business days to clear and become available for trading. It takes time for your bank and our clearing firm to process such transaction. In order to assist you quickly catch the investment opportunities, at TradeUP, we offer instant deposit so you can access a portion of your deposit early. Please see the instant deposits schedule: 

Total Account Balance Prior to Your ACH Deposit Instant Available Amount 
 < 2000 USD 1000 USD
 2000 - 5000 USD 2000 USD
 5000 - 10000 USD 5000 USD
 > 10000 USD 10000 USD 


Because it normally takes several days for your bank to process the ACH deposits, please make sure you have sufficient balance in your bank account to cover such transaction.