How long does it take for my funds to be available to trade if I fund the account via ACH?

Funds transferred through ACH normally take about 4-5 business days to clear and become available for trading. It takes time for your bank and our clearing firm to process such transaction. In order to assist you quickly catch the investment opportunities, at TradeUP, we offer instant funding so you can access a portion of your deposit early. Please see the instant deposits schedule: 

Total Account Balance Prior to Your ACH Deposit  Instant Available Amount 
 < 2000 USD  1000 USD
 2000 - 5000 USD  2000 USD
 5000 - 10000 USD  5000 USD
 > 10000 USD  10000 USD 


Because it normally takes several days for your bank to process the ACH deposits, please make sure you have sufficient balance in your bank account to cover such transaction. 

Please note: Instant funding cannot be used to trade options or subscribe to IPOs.