How long does it take for my funds to be available to trade if I fund the account via ACH?

Funds transferred through ACH normally take about 4-5 business days to clear and become available for trading. It takes time for your bank and our clearing firm to process such transaction. In order to assist you quickly catch the investment opportunities, at TradeUP, we offer instant funding so you can access a portion of your deposit early.

Please see the instant deposits schedule:

​Because ACH deposits can take several days and potentially be delayed, please make sure you have sufficient balance in your bank account to cover your deposit amounts.

Please note: Instant funding cannot be used to trade options or subscribe to IPOs. 


Still got questions? Contact TradeUP Customer Support by email at or reach out to us on Live Chat!