Funds transferred through ACH typically take about 2-4 business days to clear in full. However, your funds may be partially available for trading. In order to help you catch those investment opportunities quickly, at TradeUP, we offer instant funding so you can access a portion of your deposit early. Please see the instant deposit schedule: 

Because ACH deposits can take several days and potentially be delayed, please make sure you have sufficient balance in your bank account to cover your deposit amounts.

Please note: Instant funding cannot be used to trade options or subscribe to IPOs.